Financial Education Resources

Recently, I turned 59 ½ years old. Normally a half birthday doesn’t mean much, but this year was significant because now I can take IRA distributions without an extra 10% penalty. I was tempted to do so even though I’m still working and don’t need the additional taxable income! After 3+ decades of investing money []

Is charitable giving important to you? Are tax savings important to you? Well, I like both of those things too. Giving can be so rewarding and worth every penny. But if there’s also an opportunity to save some money on taxes while you’re at it, that sounds good to me. With that in mind, let's take a look at a few changes to the tax rules from the One Big Beautiful Bill Act pertaining to giving that are going into effect next year. Some may help you, some may hurt you. But it's good to be aware.

As a tax-focused financial planning practice, we have built quite a lot of depth in the realm of tax-advantaged charitable giving. We are often able to help charitably inclined people’s  money go further by implementing various tax strategies. There is often confusion about how giving to charity actually saves you money. In most cases, [] The post Strategies on Giving Tuesday appeared first on ProsperiTea Planning - Greenfield, MA .

Nearing the age of Medicare and feeling totally overwhelmed and a little scared about what it all means? Dive in with us on the basics of what Medicare is, when enrollment occurs and what it includes, and the general costs you can expect.

Seven years ago, I wrote about my lifelong passion (some would say obsession) for spare change. This dates back to counting the spare change and “egg money” in my grandmother’s chipped gravy boat in the 70’s. Today, this is the spare change stash in my office: But here in the 21st century, I don’t []