ACP in the News

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ACP Founder Bert Whitehead Featured in Boulder Daily Camera

posted 22 days ago
ACP founder Bert Whitehead was featured in an article published in the Boulder Daily Camera discussing how investors can determine where they are on the wealth ladder, where financial advisor David Gardner highlights Whitehead's book, 'Why Smart People Do Stupid Things with Money'. The book outlined a progression called the Financial Life Cycle that captures essential milestones that mark financial progress and independence. Consumers can use the tool to think about how their financial focus evolves over time, how to determine their stage via net worth, income, and annual spending, and how to determine where they are on the wealth ladder. ...

ACP Member Zach Teutsch featured in CNBC on when a robo-advisor makes sense vs. a human advisor

posted 10-15-2025
ACP Certified Member Zach Teutsch was quoted in a CNBC article titled 'How to know when a robo-advisor makes sense — and when a human financial advisor should step in', noting areas of expertise where a human financial advisor can go above and beyond a robo-advisor, including investment management, insurance analysis, estate planning, and multi-year tax planning. When discerning what’s the best approach for you, it’s important to ask yourself what questions or problems you’re trying to solve, who’s best equipped to solve it and at what price, he said. https://www.cnbc.com/2025/09/ 30/robo-advisors-versus-human- financial-advisor.html

ACP Member Zach Teutsch featured in CNBC on child savings accounts included in Trump's Big Beautiful Bill

posted 10-15-2025
ACP Certified Member Zach Teutsch was quoted in a CNBC article titled '‘Trump accounts’ come with a $1,000 baby bonus. Then the rules get complicated, tax experts say', weighing in on the child savings accounts included in Trump's Big Beautiful Bill: “If the government is giving you free money, you should take it," he says, while also noting that the accounts are "complicated with unfavorable tax characteristics." https://www.cnbc.com/2025/07/ 18/big-beautiful-bill- childrens-trump-account-rules- are-complicated.html

ACP Member Elizabeth Buffardi featured in USA Today on handling collections in estate plans

posted 10-09-2025
ACP Certified Member Elizabeth Buffardi was quoted in a USA Today article titled 'That baseball card collection? You need an estate plan for it.', providing tips on how to handle collections in estate plans, documenting your collection, considering insuring your collection, communicating with loved ones, and more: "Walk around your house and take a video of all the rooms in your house. That way, if there’s a natural disaster, you can say, 'Look, insurance company, here’s all the stuff that was in my house.'" https://www.usatoday.com/ story/money/2025/09/06/estate- planning-collections-art- cards-wine-appraisals/ 85977791007/

ACP Member Elizabeth Buffardi featured in GOBankingRates on insider investing secrets

posted 08-04-2025
ACP Certified Member Elizabeth Buffardi was quoted in a GOBankingRates article titled '5 Insider Investing Secrets This Financial Guru Shouldn’t Be Sharing', weighing in on 5 potential investing secrets, including starting asap, whether to pay someone to invest your money, waiting for a dip in the market, the 110 rule, embracing a bear market, and more: "The last thing you should do is not start because you lack the confidence to invest. Investing doesn’t have to be complicated. A couple of index funds are a perfect start." https://www.gobankingrates. com/investing/strategy/ insider-investing-secrets- this-financial-guru-should- not-be-sharing/

ACP Member Ken Robinson quoted in Kiplinger on what happens when you forgo Social Security benefits

posted 07-18-2025
ACP Certified Member Ken Robinson was quoted in a Kiplinger article titled "I Don't Need Social Security. Should I Skip Benefits and Save Them for People Who Do?", detailing a more effective approach than forgoing your Social Security benefits: using them to provide an ongoing gift to charity. "You can target whatever need is most important to you. Instead of your benefit making an immeasurably small difference to Social Security, every dollar you give to, say, your local food bank can create three meals for people facing food insecurity." https://www.kiplinger.com/ retirement/social-security/i- dont-need-social-security- should-i-skip-benefits-and- ...

ACP Featured in MarketWatch on Complicated Retirement Situation and Selecting an Advisor

posted 07-08-2025
ACP was mentioned in this MarketWatch article, where a retiree shares their complicated and unusual retirement situation that's complicating their selection of a financial advisor. The author recommends ACP, among other fiduciary organizations, where competent advisors can be found that can help eliminate complexities, identify priorities, and offer fee-only advice. https://www.marketwatch.com/ picks/i-really-dont-know- where-to-turn-im-retired-live- in-the-bay-area-and-expect-to- net-4m-from-selling-two-homes- but-whats-next-f90b16a9

ACP Member David Rosenstrock quoted in CNBC on TACO trade and Trump's trade policies

posted 06-12-2025
ACP Certified Member David Rosenstrock was quoted in CNBC on the viral TACO trade (meaning "Trump always chickens out"), Trump's trade policies, and the new "Anywhere But the USA" trade - which experts are saying is a recalibration toward global balance, cyclical recovery, and multi-polar growth. https://www.cnbc.com/2025/06/ 02/inside-the-abusa-trade- anywhere-but-the-usa.html

ACP Member David Rosenstrock quoted in CNBC on international stocks and how to add them to your portfolio

posted 06-12-2025
ACP Certified Member David Rosenstrock was quoted in an article from CNBC on international stocks and how investors can add them to their portfolios: “In 2025 thus far, there are some clear indications that investors are adopting the ‘ABUSA’ (‘Anywhere But the USA’) mindset. This shift is partly driven by concerns over market volatility in the U.S., uncertainty regarding policies and relatively weaker performance compared to global counterparts." https://www.cnbc.com/2025/06/ 06/how-to-add-international- stocks-to-your-portfolio.html

ACP Member Keith Spencer quoted in CNET: 'Don't Pull Your Retirement Savings From the Stock Market Without Reading This First'

posted 05-30-2025
ACP Certified Member Keith Spencer was quoted in this CNET article warning investors to not pull their retirement savings from the stock market, cautioning that while conservative assets like CDs may be safer than stocks, that doesn't mean they're the best fit for your retirement fund: "Stocks and CDs play very different roles in a well-diversified investment portfolio. Neither is inherently good or bad." https://www.cnet.com/personal- finance/dont-pull-your- retirement-savings-from-the- stock-market-without-reading- this-first/

ACP Member David Rosenstrock quoted in Barron's on how 'Young Investors Have Time on Their Side as They Navigate a Tricky Economy'

posted 05-28-2025
ACP Certified Member David Rosenstrock was quoted in an article from Barron's on how young investors that are navigating a tricky economy have time on their sides. In the article, he shares a story about helping a New York City couple in their 40s who have been saving for an early retirement. https://www.barrons.com/ articles/young-investors- stocks-savings-retirement- beafa3e0

ACP Member David Rosenstrock published in Investing.com on why US stocks rose despite a GDP contraction

posted 05-22-2025
ACP Certified Member David Rosenstrock wrote this article for Investing.com on why US stocks rose despite a GDP contraction in Q1 2025, providing details on several factors that help explain this counterintuitive market reaction: the GDP miss being driven by a temporary surge in imports, not broad economic weakness, consumer spending remaining resilient, investors anticipating policy responses, the GDP report being seen as noisy and not indicative of a recession, and more. https://www.investing.com/ analysis/why-us-stocks-rose- despite-a-gdp-contraction-in- q1-2025-200660228

ACP Member David Rosenstrock quoted in US News & World Report on 'How to Pay Less Tax on Retirement Account Withdrawals'

posted 05-22-2025
ACP Certified Member David Rosenstrock was quoted in an article from US News & World Report on how to pay less tax on retirement account withdrawals, highlighting the strategy of converting previously funded tax-deferred funds to a Roth IRA or Roth 401(k): "Working with your accountant on this will be necessary to ensure that the conversions do not inadvertently move you up to the higher tax bracket. This calculation will be based on your adjusted gross income each year." https://money.usnews.com/ money/retirement/articles/how- to-pay-less-tax-on-retirement- account-withdrawals

ACP Member David Rosenstrock quoted in MarketWatch on how recent market turmoil could be caused by newbie investors

posted 05-22-2025
ACP Certified Member David Rosenstrock was quoted in a MarketWatch article titled 'Americans are more invested in the stock market than ever - and that may be adding to the recent turmoil': "An increasing number of Americans investing in stocks can heighten systemic risk during economic downturns." https://www.marketwatch.com/ story/americans-are-more- invested-in-the-stock-market- than-ever-and-that-may-be- adding-to-the-recent-turmoil- 383417f3

ACP Member Jared Hoole featured in Barron's Advisor on tariffs affecting big-ticket purchases

posted 04-29-2025
ACP Certified Member Jared Hoole was featured in this article from Barron's Advisor providing advice for consumers planning to make major purchases in light of the recent tariffs: "With tariffs potentially driving inflation higher, my advice for consumers is to take a closer look at the distinction between wants and needs, especially when considering big-ticket items like houses, vehicles, boats, even exotic vacations." https://www.barrons.com/ advisor/articles/tariffs-big- ticket-purchases-financial- advice-35dbe5d5

ACP Member Meredith Briggs interviewed for Fiduciary Voices FinLit Video on Financial Spring Cleaning Tips

posted 04-04-2025
ACP Certified Member Meredith Briggs was interviewed by Stacy Miller, CFP® for the Fiduciary Voices FinLit video series, discussing "Financial Spring Cleaning Tips". Meredith shares some financial spring cleaning tips, such as how to reduce and secure documents, the three necessary estate planning documents, and how to update them. https://www.fiduciaryvoices. com/videos/financial-spring- cleaning-tips-with-meredith- briggs-cfpr-fiduciary-voices- finlit-series

ACP Member Troy Von Haefen featured in Barron's Advisor on advisors that joined the industry after interesting first careers

posted 02-26-2025
ACP Certified Troy Von Haefen was featured in this article from Barron's Advisor covering successful financial advisors that joined the industry after interesting or surprising first careers. Troy shares his backstory and career journey, detailing his first career as a professional musician and how he got into the financial services industry: "I was a professional guitarist and played and toured with Lee Ann Womack. How does one go from being a guitarist to a financial advisor? For me it was actually quite logical. It was something I always had an affinity for, and it came quite naturally to me." https://www.barrons.com/ advisor/articles/financial- advisor-as-second-career- ...

ACP Member Cordi Powell wins Wealth Solutions Report Pathfinder Award for Black History Month, featuring Top Black Industry Leaders Of 2025

posted 02-25-2025
ACP Certified Member Cordi Powell won a Pathfinder Award from Wealth Solutions Report, an awards program that honors excellence in underserved communities and underrepresented communities within the wealth management industry. The Pathfinder Awards celebrating Black History Month feature the Top Black Industry Leaders Of 2025, where Cordi was recognized as the Black Financial Planner of the Year, highlighting her holistic financial planning firm, her professional background, her volunteer efforts in her community, and her involvement in ACP on the Board of Directors and as a committee chair. https://wealthsolutionsreport. com/2025/02/25/wsr-pathfinder- ...

ACP Member Cordi Powell shares thoughts on 'Empowering the Black Community' in the wealth management industry in Wealth Solutions Report

posted 02-25-2025
ACP Certified Member Cordi Powell discussed what steps the wealth management industry can take to empower the black community in this article in Wealth Solutions Report. Cordi was featured alongside two other winners of Wealth Solutions Report's Pathfinder Awards for Black History Month, which highlighted Top Black Industry Leaders Of 2025 and honored Cordi as Black Financial Planner of the Year. "These proactive steps not only build generational wealth but also foster lasting trust and inclusivity in the industry, contributing to a brighter financial future for the Black community and leading to significant and systemic change." https://wealthsolutionsreport. ...

ACP Member Ken Robinson featured in MarketWatch on roth conversions and how to manage retirement funds

posted 02-11-2025
ACP Certified Member Ken Robinson was quoted in MarketWatch in an article titled '‘I’m not worried about a legacy.’ I’m 63 with no kids and $600K. I also get Social Security and a pension. What’s next for me?', highlighting Roth conversions and how they may not be right for everyone: "Roth conversions are more about timing when you’ll pay the tax on your traditional IRA, not avoiding tax." https://www.marketwatch.com/ picks/im-not-worried-about-a- legacy-im-63-with-no-kids-and- 600k-i-also-get-social- security-and-a-pension-whats- next-for-me-e40ebdf3

ACP Member Ken Robinson quoted in GOBankingRates on how you might be wasting money

posted 02-11-2025
ACP Certified Member Ken Robinson was quoted in GOBankingRates in an article titled 'Dave Ramsey: How You Might Easily Be Wasting $5K a Year', weighing in on Dave Ramsey's thoughts on how many people are wasting $5k or more a year: "When we’re getting ready to buy something we haven’t planned for, we’ll tell ourselves, ‘It’s only fifteen dollars,’ as if that’s too small to matter. Any time you think, ‘It’s only…’, stop and think about it for a moment to be sure you really want to make that purchase." https://www.gobankingrates. com/saving-money/savings- advice/dave-ramsey-how-you- might-be-wasting-5k-year/

ACP Member Elizabeth Buffardi featured in Salon.com on how to manage a large payout

posted 02-05-2025
ACP Certified Member Elizabeth Buffardi was quoted in Salon.com in an article titled 'So you hit the jackpot? Here's what to do with a large payout', highlighting the importance of properly managing an unexpected financial windfall: "What is the goal of this money? Sometimes, clients know exactly what they want to do and sometimes they are overwhelmed by all the choices that they don't know where to start. If they don't have specific goals, I like to go step by step to figure out where they are and how we use this new money to make things better." https://www.salon.com/2025/02/ 02/so-you-hit-the-jackpot- heres-what-to-do-with-a-large- payout/

ACP Member Susan Einberger featured in GOBankingRates on saving stimulus checks for your kids

posted 01-28-2025
ACP Certified Member Susan Einberger was quoted in GOBankingRates in an article titled 'Saving Future Stimulus Checks for Your Kids? 3 Ways To Ensure Correct Usage'. Susan discusses tax credits and stimulus money that the federal government may provide to parents claiming children on their tax returns and shares the best ways to use it for savings: “The benefits compound if the savings can be directed to a tax advantage account for your child, like a 529 Plan for college or a Roth IRA for retirement. What a savvy way to save for your children: use free government money as a source to contribute to tax advantaged accounts.” https://www.gobankingrates. ...

ACP Member Elizabeth Buffardi featured in GOBankingRates on financial habits to break for retirement

posted 01-07-2025
ACP Certified Member Elizabeth Buffardi was quoted in GOBankingRates in an article titled '4 Financial Habits To Break After Age 50 If You Want To Retire on Time', highlighting the importance of preparing and planning early, handling unexpected expenses, and more: “When you are young, you feel like you have all the time in the world to prepare for something that is 30-40 years down the road. And then all of a sudden, you are 50 and realize that you have a lot of ground to make up and not a lot of time to do it.” https://www.gobankingrates. com/retirement/planning/ financial-habits-break-after- age-50-retire-on-time/

ACP Mentioned in Los Angeles Times on Finding Fee-Only Planners

posted 12-19-2024
ACP was mentioned in Liz Weston's column in the Los Angeles Times, in an article titled 'A husband handles the investing. What happens when he’s gone?'. ACP was mentioned alongside XYPN as good organizations and resources to find fee-only, fiduciary planners that can help. https://www.latimes.com/ business/story/2024-12-15/ money-talk-20241215